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Pay and get paid globally with one API

The Payd API takes mobile money, bank transfer, card and stablecoin payments, and sends money to mobile wallets and bank accounts. Send your first payment in about ten minutes.

Start the quickstart Get API keys
POST/api/v2/payments/payin
curl https://api.payd.money/api/v2/payments/payin \
  -u "$PAYD_API_USERNAME:$PAYD_API_PASSWORD" \
  -d '{
    "amount": 20000,
    "currency": "UGX",
    "country": "UG",
    "transaction_channel": "mobile",
    "customer": { ... },
    ...
  }'
200Prompt sent to the customer's phone
{ "gateway_response": { "success": true,
  "merchant_reference": "9BD103350408eR" } }

Collect payments

Send payouts

Track and look things up

Build with AIGive Claude, ChatGPT or Cursor the whole API in one file, plus an OpenAPI spec and a prompt to start from.Try the API in your browserCheck your balance, list payment options or quote a payout with your own key.

Every call is live. Payd has no sandbox, so test with small amounts and your own phone number. Questions? Email support@paydhq.com.